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Credit Suisse Moved Some U.S. Assets Into New Swiss Unit Credit Suisse Group AG (CSGN), which faces possible U.S. criminal charges for helping Americans evade taxes, created a separate legal entity late ...
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| Credit Suisse Said to Be Near US Tax Deal Over $1 Billion (1) A road traffic sign is seen beside the offices of Credit Suisse Group AG in Basel, Switzerland. The bank last year created a separate legal entity called ...
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Credit unions still growing faster than banks Since 2007, on the eve of the banking crisis, through 2013, the last year we have data for, the largest credit unions in Philadelphia and its ...
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| Credit Suisse in talks to pay $1.6 billion to resolve US tax probe: source WASHINGTON (Reuters) - Credit Suisse Group AG is in talks with the U.S. Justice Department to pay as much as $1.6 billion to resolve an ...
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| Morningstar Credit Ratings, LLC Assigns 'MOR RV1' Residential Vendor Ranking for Carrington ... NEW YORK, May 6, 2014 /PRNewswire/ -- Morningstar Credit Ratings, LLC today assigned its 'MOR RV1' residential vendor ranking for Carrington ...
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| Credit Suisse Nears a Settlement With the US Zurich-based Credit Suisse, Switzerland's second-largest bank by assets, will likely strike a negotiated settlement, the people said. A spokesman for ...
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| Why Credit Suisse (CS) Stock Is Lower Today NEW YORK (TheStreet) -- Shares of Credit Suisse Group (CS) are down -2.35% to $31.10 after the Justice Department said today it's pursuing ...
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US Banks Expect Credit-Card Lending to Return to Healthier Growth Rates WASHINGTON—U.S. banks expect credit-card lending to return to healthier growth rates this year, according to a new Federal Reserve survey that ...
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Credit Markets Flashing Danger Signs The best way to do this is to align ourselves with investment managers, like Marc Rowan, who are skeptical of what's currently going on in the credit ...
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Recovery 'hinges on credit for SMEs and construction sector' Dealing with non-performing loans and providing credit to SMEs and the construction sector is crucial to ensuring Ireland's economic recovery can be ...
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Nixon: Kansas Credit Downgrade A Warning To MO Nixon spoke at Springfield's Commerce Bank, saying he thinks the tax cut could hurt Missouri's AAA credit rating. He said a just-imposed downgrade ...
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| Credit Suisse Top Structured-Credit Trader in U.S. Leaves Andrew Hubbard, Credit Suisse Group AG (CSGN)'s head of structured credit trading in the U.S., left the bank amid a slump in the market in which he ...
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Credit Analysis & Research shares gain on RBI move MUMBAI: Shares of Credit Analysis & Research ( CARE) today rose by nearly 2 per cent after the Reserve Bank allowed the company to increase FII ...
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Credit Union Employees Steal $500K in Hawaii Three former employees of the Oahu Transit Services Employees Federal Credit Union were recently charged with embezzling almost $500,000 over ...
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| ASIA CREDIT CLOSE: Unrated bonds hold up, China property paper slides SINGAPORE, May 6 (IFR) - Asian credit softened in quiet trading today, as markets in Tokyo and Hong Kong were closed for holidays. Equities in ...
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| Service 1st Federal Credit Union Signs Five-Year Contract with Zix Corporation Zix Corporation (ZixCorp), (NASDAQ: ZIXI), a leader in email data protection, announces that Service 1(st) Federal Credit Union has signed a five-year ...
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Vets Want Class Credit For Military Skills A growing number of military veterans are wondering why they don't get class credit for the skills they acquired in uniform. As their numbers increase ...
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| Credit Suisse in talks to resolve tax probe - source Washington - Credit Suisse Group AG is in talks with the US Justice Department to pay as much as $1.6 billion to resolve an investigation into the ...
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| Credit Suisse in talks to pay US$1.6bil to resolve tax probe WASHINGTON: Credit Suisse Group AG is in talks with the U.S. Justice Department to pay as much as US$1.6 billion (948 million pounds) to resolve ...
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Pot credit co-op survives Colorado House, fate uncertain in Senate A grow light shines through the leaves of a cannabis plant at Northern Lights grow facility in Denver, Colorado on March 27, 2014. (Seth McConnell ...
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| Credit Suisse Said to Be Near US Tax Deal Over $1 Billion May 5 (Bloomberg) -- Credit Suisse Group AG, facing a U.S. criminal probe of whether it helped Americans evade taxes, is close to resolving the case ...
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| Credit Suisse Put Business Probed by US Into Separate Unit May 6 (Bloomberg) -- Credit Suisse Group AG, facing the prospect of U.S. criminal charges for aiding Americans' tax evasion, created a separate legal ...
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5 Credit Cards for Improving You Credit in New York City If you're looking to rebuild credit or improve your credit score, it can be hard to know which credit card to apply for. You might not qualify for a ...
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| Credit Suisse Increases Enterprise Products Partners LP Price Target to $80.00 (EPD) Enterprise Products Partners L.P. logo Enterprise Products Partners L.P. (NYSE:EPD) had its price objective hosited by Credit Suisse from $78.00 to ...
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New credit rating model ropes in informal sector NAIROBI, KENYA: Plans are underway for informal and unorganised businesses to secure credit from formal financial institutions such as commercial ...
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| Credit Suisse Asset Management Income Fund, Inc. (CIK) Ex-Dividend Date Scheduled for May 07 ... Credit Suisse Asset Management Income Fund, Inc. ( CIK ) will begin trading ex-dividend on May 07, 2014. A cash dividend payment of $0.0235 per ...
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| Credit Suisse in Talks to Pay $1.6 Billion to Resolve US Tax Probe: Report Credit Suisse Group AG is in talks with the US Justice Department to pay as much as $1.6 billion to resolve an investigation into the bank's role in ...
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| DOJ Pushing Credit Suisse To Plead Guilty To Aiding Tax Evasion WASHINGTON, May 5 (Reuters) - Credit Suisse Group AG is in talks with the U.S. Justice Department to pay as much as $1.6 billion to resolve an ...
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| Credit Agricole Downgrades Servicesource International to Underperform (SREV) Servicesource International Inc logo Servicesource International (NASDAQ:SREV) was downgraded by equities research analysts at Credit Agricole ...
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Credit Crisis II: The Setup Appears in Place At the height of the leveraged buyout boom in 2007, investors were willing to take big risks. Investors today are more willing to take even bigger risks.
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Credit Suisse pressured by US over tax evasion Credit Suisse is expected to face criminal charges, according to an American official, as US Attorney General Eric Holder warned on Monday that no ...
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Credit markets remain complacent despite mixed economic data Throughout last week, markets advanced overall but registered somewhat mixed reactions to different economic data releases. In the midst of a very ...
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| Credit Suisse Lowers Rentokil Initial plc Price Target to GBX 120 (RTO) Investment analysts at Credit Suisse lowered their price objective on shares of Rentokil Initial plc (LON:RTO) from GBX 125 ($2.11) to GBX 120 ($2.02) ...
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| Kzoo credit union robber sought Police are searching for a man who robbed a Preferred Credit Union in Kalamazoo Monday morning while armed.
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| 5 Super Simple Tricks to Lower Your Credit Card Bill Americans who carry balances on their credit cards are paying more than ever. According to a new report from the website CardHub.com, that the ...
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| Former Credit Union Adviser Fights FINRA Claim A year after FINRA suspended and fined a financial adviser who previously worked at a credit union for secretly downloading confidential, member ...
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| Hot Credit Cards Lead To Elsinore Robbery Suspect In SD Sheriff's investigators learned a local victim's stolen credit cards were used at three retail stores, two in Temecula and one in Murrieta, after a recent ...
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Man who avoided prison for 13 years by mistake freed by judge who finds him 'rehabilitated' A judge gives convicted robber Cornealious Anderson credit for time he spent free by mistake building up business and starting a family. By Frances ...
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| Credit Where It's Due: An App That Allow Twitter Users To Watermark Their Photos Tagg.ly is a one-click solution to retaining credit for those images--users open the app on their phones, input their names and allow for location and ...
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| Affinity Federal Credit Union Foundation Presents Check to Rutgers Cancer Institute of New Jersey BASKING RIDGE, NJ – Affinity Federal Credit Union Foundation raised money ... Affinity Federal Credit Union, New Jersey's largest credit union, is a ...
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| BLOGS | ||||||||
| The Amazing Spider-Man 2's Post-Credit Scene Stars [SPOILERS] - Kotaku Ever since the first Iron Man movie, there's been an expectation about the post-credit sequences that pop up at the end of superhero films. And, yes ...
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| Why fewer people want credit cards « Bankrate, Inc. More Americans are just saying no to credit cards, according to a recent Gallup poll. Here's why.
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| The Top Current Business Credit Card Offers | The Points Guy Business credit cards can be great because they allow small owners alike to accrue valuable points and miles that can then be redeemed for ...
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| Boko Haram Officially Takes Credit for Kidnappings - The American Interest Boko Haram released a video claiming credit for the abduction of more than 200 Nigerian school girls. The Nigerian government is still struggling to ...
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| Credit Recovery Hits the Mainstream - Online Education : Education Next Even as online credit recovery hits the mainstream, for the most part it has remained free of any scrutiny beyond what individual school leaders and ...
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| Choosing Credit Cards with Tavis Smiley | Kimberly Palmer, The Economy of You Choosing Credit Cards with Tavis Smiley. I had the honor of being on the Tavis Smiley show over the weekend — I've listened to his voice forever so it ...
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| Confounded Interest | Mortgage Credit Scores By Year of Origination (FHA, Enterprises, Banks ... During the entire time frame from 1995 through 2013, the FHA consistently had the lowest average FICO (credit) score followed by private-label MBS, ...
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| How Renting An Apartment With A Roommate Who Has A Poor Credit Score May Affect Your ... ... your next apartment home with a friend or family member? What happens when one of you has a poor credit score. They are becoming more apart.
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| Which Small Business Credit Card is Best for Your Biz? | The Shoeboxed Blog One of the most important choices you'll make as a business owner is which small business credit card to use. We've reviewed our top for picks for ...
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| TACO TUESDAY – 12 Tips For Businesses With Bad Credit To Repair Their Credit Ratings In case you successfully have obtained bad credit business loans, you will now need to look at how you can repair your credit ratings and rebuild them ...
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| Fight Fraud with Remote Control for Credit Cards | Money, Credit, Millionaires, Get Ahead Using ... Money, Credit, Millionaires, Get Ahead Using Unlock Your Wealth Radio with Heather Wagenhals ⋅ Carrie Cathey Your credit and debit cards are always active and so is the opportunity for a criminal attack on your credit. Once your card is stolen or hacked it can be ...
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| Federal Tax Crimes: Credit Suisse Reports (5/6/14) Credit Suisse is reportedly in talks to pay well over $ 1 billion to resolve its woes with the U.S. DOJ regarding its offering of offshore accounts for U.S. ...
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| Barclays, Credit Suisse Battle Banker Exodus, U.S. Woes « Galactic ConnectionGalactic Connection Barclays Plc (BARC), Credit Suisse Group AG and UBS AG (UBSN) will face questions this week about key banker departures, legal challenges and ...
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| BCS Blog » Small Employer Health Insurance Tax Credit - Blackburn, Childers & Steagall, PLC For tax-exempt small employers, including churches, a tax credit up to 35% beginning in 2014 (an increase from 25% in prior years) of the cost of ...
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| Success with Stellar Recovery collection account..... - myFICO® Forums I checked my credit report and to my surprise, the Stellar Recovery tradeline had been removed totally. my TU score went from 700 to 763 in about 2 ...
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| Fiocchi's Proposed bill would give tax credit to seasonal businesses [video] | New Jersey Assembly ... Source: NBC40 [video] -. With the minimum wage increase voted into effect last year, seasonal businesses are feeling the pressures of increased ...
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| Future of Collaboration » Blog Archive » What Is A Chase Credit Card? Chase credit cards might appear just like the other credit cards, works like the others, and has the standard attributes of a standard credit card.
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| Lenders exercise caution over new credit | Cash Protection Agency Ltd Figures from Ocean Finance indicate that lenders have been taking a cautious approach to approving new credit over the past 12 months.
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| Scathingly Brilliant: Giveaway: $80 store credit to Paulie Antiques My good friend Polly is offering one lucky girl $80 in store credit to her etsy shop, Paulie Antiques (!!!!) There is literally something for everyone, from ...
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| What would you do? - myFICO® Forums Yesterday I received a credit alert from protectmyid stating that Verizon put a collection on my account. I called today and the rep told me that it went to ...
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| Top Ten Credit Card Offers for Travel, May 2014 | milevalue.com Since the start of last year, I've been to 25 countries, travel that would have been completely impossible without miles and points earned from credit ...
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| The True Cost of Bad Credit | Mob Rivals Lifes easier if you have good credit, financially speaking. It can be challenging to get to that point, but aiming for great credit is a worthwhile goal, ...
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| Credit Controller Job in Nairobi Kenya - Service Industry | Kenyan Jobs Blogspot :: A Collection of ... To know and observe the credit policies and to assist in establishing and compiling legible and defined credit procedures. To maintain a complete ...
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| Fiocchi Tax Credit Legislation Helps Seasonal Employers Rebounding from Sandy | New Jersey ... Source: Assembly Republican Press Release -. Assemblyman Sam Fiocchi said his newly introduced seasonal employer tax credit legislation is an ...
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| HMRC Is Shite: Tax Credit Renewal Deadline Those who fail to meet the deadline will find that their tax credit payments will stop, and money may have to be paid back to HMRC. The tax credit ...
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| X-Men Days of Future Past Post Credit Scene From Amazing Spider-Man 2 Pops Online (Spoilers ... But the internet is the internet and lo and behold we have the actual post credit scene from ASM 2 so I'm issuing a SPOILER ALERT if you haven't or ...
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| (MITK) Enables Members 1st Federal Credit Union to Acquire New Credit Card ... - Trader Power This is accomplished by using a smartphone camera to snap a photo of their credit card bill coupon. The information captured will be used to transfer ...
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| Bing - Double credit On Every Tuesday - bing.com - Dealspl.us Find and share deals and reviews on Bing - Double credit On Every Tuesday at dealspl.us. Bing.com offers this for News. YesBoss shared on May 06, ...
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| Breville Compact Juice Extractor $99 from $130 + $10 Amazon Credit - Frugal Coupon Living Get a $10 Amazon Promotional Credit with Purchase of Select Breville Products. Get FREE shipping with Amazon Prime or with FREE shipping ...
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| 4 Safe Credit Cards for Travelers | Mob Rivals If you have traveled outside the US lately, you have probably figured out that much of the world has moved on from using the magnetic stripes on credit ...
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| Drivers Now Get Easy Guaranteed Approval with Bad Credit Auto Loan Dealers … | Mob Rivals Seattle, WA (PRWEB) April 26, 2014. Complete Auto Loans is making it easier for people with poor credit history to get approved by a trusted lender in ...
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| Where Credit is Due @ Six String Nation In the case of this afternoon's presentation for the "Boldly Forward" conference for Canadian Credit Union leaders in Charlottetown, I found a ...
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| Eastern Credit Union Online & Mobile Banking Launch – POS « Lime.tt Eastern Credit Union launched Eastern Connect, the new online and mobile banking service. This initiative is geared towards enabling customers to ...
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| #513 Peeling that sticky glue off the back of your new credit card | 1000 Awesome Things Peel the pleasure. It doesn't matter if you're a Smooth Roller who uses your finger to slowly wheel the sticky icky into a little jelly roll or a Stretch ...
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| Credit Courses | Pima Community College, Tucson, Arizona Pima offers credit courses in a wide variety of subjects. Browse credit courses by subject, then use the Schedule of Classes links to determine when ...
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| Buying a Car in Atlanta Georgia – Georgia United Credit Union The car buying service for Georgia United Credit Union members is known as Courtesy Select. This service gives members access to multiple dealer ...
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| Request Points Credit - American Airlines Business Extra Credit cannot be granted for flights taken prior to enrollment in the Business Extra program. Use this form to request credit for flights: Flown within the ...
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| Credit Alphabet Soup: Popular Credit Reporting Acronyms Explained - Mint “John, I recently applied for a mortgage loan and I thought the broker was going to pull my credit report. Instead, she pulled something she called an ...
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| Wells Fargo Propel World, Propel 365 AmEx Credit Cards Launched - MyBankTracker Wells Fargo has introduced two new rewards credit cards through a partnership with American Express — one caters to travelers while the other ...
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| Transfer Credit Policy - Grantham University Transfer credit is awarded on a course-by-course basis for courses with equivalent content and value as the corresponding Grantham course(s).
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| How Do I Remove a Federal Tax Lien From My Credit Report? - Credit Card Insider When it comes to your credit there are certain mistakes which you want to avoid at all possible costs. Making a mistake with your taxes to the point you ...
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| San Diego County Credit Union | Facebook San Diego County Credit Union. 29283 likes · 473 talking about this. SDCCU is federally insured by NCUA & an Equal Housing Lender. SDCCU offers ...
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| mbna rewards | Home Use your mbna rewards MasterCard® credit card and get 1 point for every $1 you spend on eligible purchases. Receive 1,000 bonus points after your ...
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| Greater Texas Federal Credit Union Offer - Enterprise Car Sales Welcome GTFCU Members! Get Rates As Low As 1.49% APR!**. For a limited time, get rates as low as 1.49% APR** when you buy a used vehicle ...
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| Man sues over credit reports listing him as dead | The Knowledge Effect From Westlaw Journal Bank & Lender Liability: A Virginia man is suing the country's top three credit reporting agencies for violating the Fair Credit ...
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| government credit union examiner jobs Credit Union Examiner: Serves in a developmental position with assignments/training directed toward providing the capability of eventually performing ...
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| European markets close: US demands on Credit Suisse - CNBC European markets close: US demands on Credit Suisse. Mon 05 May 14 | 11:30 AM ET. CNBC's Simon Hobbs reports on all the market moving events ...
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| Consumers Credit Union steps up as Growlers Founding Partner : Kalamazoo Growlers Says Lynne Jarman-Johnson, Chief Marketing Officer of Consumers Credit ... With this partnership, Consumers Credit Union members will receive ...
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| News: 2014-05-05 | Credit Writedowns Edward Harrison is the founder of Credit Writedowns and a former career diplomat, investment banker and technology executive with over twenty ...
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| Career Opportunity: Insurance Specialist - Farm Credit - Careers The Insurance Specialist will lead new sales efforts for the marketplace through individual sales and joint sales with financial officers. The position is ...
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| Credit Card Authorization Form Cardholder Information Name (as it ... - Tulalip Resort Casino Credit Card Authorization Form. This form is used to allow you to have third party expenses charged to your credit card. Please take a moment to ...
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| XP/credit Reduction Coefficients - Suggestions - World of Tanks official forum XP/credit Reduction Coefficients - posted in Suggestions: Love the Spring Thunder bonuses this week to encourage more active participation in ...
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| CC DECLINE AND HSN CREDIT CARD? - HSN Community I was approved for 1000 credit from hsn credit card. Now, the 3 big items say cc decline and my credit card for hsn that has a limit of 1k is still showing ...
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| Credit To Mayweather « The Jim Rome Show But credit to Mayweather, who did what he always does: settled in, made his adjustments and got over. And make no mistake, Mayweather won the ...
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| Walmart credit - myFICO® Forums Currently gardening and working on having lower balances on all of my cards and continuing to make more than minimum payment along with letting ...
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| Golden Challenges Jackson to Release Credit Scores | Jim Golden for Mayor of Trenton “If voters are going to trust somebody to run a city, they deserve to know just how responsible they have been with their credit,” said Golden. “It's time ...
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| Barclays credit score question - myFICO® Forums Barclays credit score question. ... Moved: http://ficoforums.myfico.com/t5/General-Credit-Topics/Barclays-credit-score-question/m-p/3074028# ...
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| Credit Transfer | Student Records Office Credit Transfer. Annex 2. to the Student Rights, Rules, and Academic Regulations CEU Transfer of Credit Policy. File attachments: application/msword ...
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| Macys decreased credit limit - myFICO® Forums Why does macys lower your credit limits? I was lowered three times with them! in 11/2 years.
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| Rate rip-off on credit cards | Money Saver HQ (MSHQ) CREDIT card customers are being slugged with higher interest rates on plastic than they were before the nation's series of rate falls.
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| Approved Drugstore: Buy generic cialis without credit cards original quality! Buy generic cialis without credit cards . Buy Genuine FDA-approved Viagra, Cialis, and Levitra at U.S. online pharmacy. Free consultation and discrete ...
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| Capital One removes balance on Credit Report. - myFICO® Forums Hi. Recent stalker, first time poster. :) A few months ago I decided to check my credit in hopes of getting a mortgage. I'd had a troubled coup...
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| Does 'Spider-Man' Producer Avi Arad Deserve Credit for Creating the Marvel Cinematic Universe? 'Amazing Spider-Man 2' producer Avi Arad is outraged over a recent Bloomberg article that gives Kevin Feige credit for Marvel's recent success.
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| CPAFE - AmeriChoice Federal Credit Union Are you looking for a credit union as an alternative to your current bank? AmeriChoice Federal Credit Union is here for you. Our team offers services ...
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| DIFS - Mortgage Loan Originator - State of Michigan The Mortgage Loan Originator Licensing Act provides for the licensing and regulation of individuals originating mortgage loans in the state of Michigan ...
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| Earn Field Education Credit in Academic Education or Campus Ministries through the USSC - TIU ... As a USSC Mentor you can not only receive Field Education Credit but you will also have the opportunity to disciple, advise, encourage, lead, coach ...
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| Have Lower Lending Standards Pushed Credit Scores Down? - DSNews - DSNews.com After years of too-loose and then too-tight credit access, average credit scores are now slowly floating down, and the market looks a little more open.
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| National Association of Credit Management Selects TermSync as New Preferred Partner Columbia, MD: May 5, 2014— TermSync, Inc. was recently selected as the latest addition to the National Association of Credit Management's ...
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Making Sense of Bad Credit Car Loans | Business news portal in Australia - Chris Vrenna What are they? Bad credit car loans are exactly what they say they are. They are loans designed for people with poor credit scores who need a ...
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| Dagong Downgrades the Sovereign Credit Ratings of Spain to BBB+_Corporate ... Dagong Global Credit Rating Co., Ltd. (hereinafter referred to as “Dagong”) decides to downgrade the local and foreign currency sovereign credit ...
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| $40 Dining Credit - Fleming's Prime Steakhouse & Wine Bar Enjoy a $40 Dining Credit when you dine with us by June 14. This spring, there's no need to wait for a special occasion to dine with us. Come in with ...
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| WE WORK WITH ALL CREDIT! CALL NOW@@ - Craigslist RESTORE YOUR CREDIT RANKING TODAY . WE ARE A 22 YEAR OLD CONSUMER ADVOCACY LAW FIRM HELPING POTENTIAL RENTERS TO ...
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| Suntrust Credit Card Contact Info : Bounty Bots Compare to Popular Offers & Apply Online for the SunTrust Travel Credit Card. About USBankList. SunTrust Bank 800 number, SunTrust Bank credit ...
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| EXHIBIT 19-E FORM OF PERFORMANCE LETTER OF CREDIT FORM OF PERFORMANCE LETTER OF CREDIT. * if the letter of credit is to secure the performance obligations of the Design~Build Contractor or.
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Protecting your Future with Bad Credit Car Loans | Condecharlottemuseum.com Protecting your future is something you need to take seriously especially if you are looking to settle a deal when it comes to bad credit car loans.
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| Credit Karma TV Commercial, 'Soap Opera' - iSpot.tv A woman in a dramatic soap opera gets charged for a so-called free credit score. Luckily her friend knows how she can never have to pay for a credit ...
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| Herb Grinders, Head Shop, Credit card grinder, v syndicate, smoking accessories - Multihigh.com Welcome to multihigh head shop and smoking accessories, Credit card grinder the v syndicate is here at our store! click here for ...
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| Privacy (Credit Related Research) Rule 2014 - ComLaw This rule permits the use or disclosure of de-identified information by credit reporting bodies for credit related research when done in accordance with ...
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| How to boost your credit score – even in hard times | Women24 - News24 Although the 0.5% increase in repo rate only results in approximately R12 more per month on a credit card balance of R30 000, it is when all your debt ...
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| #BringBackOurGirls: "I abducted your girls": Shekau claims credit for kidnap of 276 Chibok girls ... A report by the French news agency AFP says it has obtained a video in which the leader of a militant Islamist group, Boko Haram claimed credit for ...
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| Stop Renting & Buy a Home!!! BAD CREDIT OK!!! - Craigslist This message is for those of you who want to be homeowners and don't have the credit score. I frequently work with sellers who would be willing to do ...
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| I cannot get Citibank's credit card site to login with Chrome - Google Product Forums My url is https://www.citi.com/credit-cards/creditcards/CitiHome.do. When I enter username and password and click SIGN ON - nothing happens.
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| Paying Via Credit Card Paying Via Credit Card. Credit Card is an accepted method of payment for classes. • The registration should be in the name of the person taking the ...
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| The Digital Disease That Plagues Credit Unions and Banks - CU Grow From our perspective, there is an industry epidemic infecting many credit unions and banks. 2. Digitoolitus is caused from the continued adoption of ...
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